Discovered an interesting fact today. Even though our Builder is fully insured for the upcoming build, that coverage does not extend to public liability. So if, during construction, a worker was to injury themselves they would be covered. However, if someone was to wander onto the block and injure themselves, they would not be covered.
Given that presently the block is vacant and the build has not started, the situation is worse. It is effectively uninsured. Too risky a proposition for me.